房貸佔了一半收入，什麼貸款都過不了

房貸佔了一半收入，什麼貸款都過不了

作者:

家人買房登記小孩名下，卻是甜蜜負擔

大家笑說投對胎很重要，可以讓你少奮鬥30年，但其實最重要的是家庭和樂，有什麼事都可以討論，一起做出最好的決定。

黃先生是個清潔員，月薪大概2萬5，他的父母用黃先生的名義買了一間低總價的房子，每個月還幫他付房貸，畢竟在這個低薪時代，年輕人能養活自己就不錯了，最近黃先生想跟朋友一起投資開店，月光族的他跟銀行申請信貸，銀行看了他的資料後，告訴他沒辦法辦，因為負債比太高了。

問題就出在房子！從表面上來看，房貸月付金就佔了黃先生一半的收入，儘管他表示房貸是家人在繳錢，但銀行規則是死的，記錄長這樣就是不能辦，而且因為房貸成數高，又會打電話給家人確認，黃先生不希望讓家人知道，只能放棄。

找到123貸，好的開始是成功的一半

信貸的路是行不通了，看來只剩下跟朋友借錢這條路，黃先生還在猶豫的時候，看到123貸的網站，抱著試試看的心態，黃先生來電詢問，我們房貸部門的林經理有在銀行工作17年的專業經驗，一聽就知道，這只有123貸能救他了。

黃先生名下只有這筆房貸，我們評估他名下的房子還有借款空間，而且只要你告訴我們替你保密，我們就絕對不會通知你的家人，經過審核，黃先生取得70萬的資金，經過兩個月的籌備，合夥投資的飲料店也順利開幕，真是太好了呢。

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代辦陷阱多，債務協商最好自己來
自稱好事貸好事貸的經銷商那麼多，你找的是真是假？

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